Foley, Alabama Retirement Guide

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Foley, Alabama, is just a short drive away from the white sand beaches of Gulf Shores and Orange Beach. It has an appealing subtropical climate, with 226 sunny days per year and winter lows of 38 degrees. Its historic downtown district features beautiful buildings, museums, unique shops, and parks.

There’s so much to love about Foley’s southern charm, which is why retirees are drawn to live in this beautiful coastal town. In fact, 30.7% of the city’s population of over 23,000 are seniors aged 65 and older.

If you are in search of the best place to enjoy your golden years, retiring in Foley, Alabama, is an excellent choice. This article offers a concise guide on retirement communities in the area to help you make an informed decision based on your needs.

Retirement Communities in Foley, AL
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Retirement Communities in Foley, AL

Retirement communities, also known as independent senior living communities, are communal living locations designed exclusively for active older adults, so they won’t have to worry about home upkeep, maintenance, and chores.

Foley, Alabama, retirement communities offer a home-like environment where seniors can connect with each other and have a relaxed lifestyle that allows them to discover new hobbies and passions, and spend their time doing things that they enjoy.

The Grove

The Grove is a private 55+ active retirement community nestled in a shady stand of pecan trees. Residents enjoy southern hospitality combined with resort-style amenities, including a clubhouse with a heated swimming pool, a spa, and miles of nature trails.

The community, located in the charming coastal town of Foley, Alabama, allows convenient access to many challenging golf courses, as well as boating, fishing, fine dining, shopping and beaches.

Sea Pines at Bon Secour

Sea Pines at Bon Secour is one of the best Foley retirement communities Alabama has to offer. This active lifestyle community features 84 spacious ranch homes in a peaceful neighborhood where residents enjoy a maintenance-free lifestyle.

It boasts a well-appointed 3,000-square-foot clubhouse that features several amenities, including an exercise room with cardiovascular and weight-training equipment, a great room with card tables and a billiards table, and a catering kitchen.

Leisure Lake
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Leisure Lake

This tight-knit, active lifestyle community comprises 198 single-family homes surrounding an eight-acre lake. Residents enjoy a low-maintenance lifestyle and access to several amenities, including a clubhouse, heated pool, patio, and pickleball courts.

The lake features a fishing pier, gazebo, and community boat launch for fishing, kayaking, and canoeing. There are over two acres of landscaped common areas for leisurely strolls and outdoor activities.


Ethos is a gated active lifestyle community by D. R. Horton that features the “Freedom Home” line of designs. The neighborhood has 100 single-family homes, a clubhouse, a resort-style outdoor pool, a spacious patio, and a tennis court.

The simple yet high-quality designs of these Freedom Homes allow active adults to enjoy their golden years free of the hassles typically associated with home ownership. Floor plans range from 1,566 to 1,884 square feet, all are a single story to enable easy access to the entire house even for those with mobility issues.

Live Oak Village
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Live Oak Village

Live Oak Village offers both independent and assisted living for retirees in a warm and vibrant community that encourages them to live their lives to the fullest. Large oaks dot the 200-acre campus, creating a relaxing, natural environment while offering easy access to nearby medical services and shopping venues.

The monthly rates include all utilities, laundry and housekeeping services, and meals. Some of the amenities in the community include a lap pool, beauty salon, and barber shop. Scheduled activities offer opportunities for residents to connect and share wonderful memories.

Assisted Living Facilities in Foley, AL
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Assisted Living Facilities in Foley, AL

Assisted living facilities are designed for older adults who need help with daily care. There are two assisted living facilities in Foley.

According to the Genworth 2021 Cost of Care Survey, the average monthly rate for assisted living in Foley is $3,988. This is about $500 less compared to the median national cost of $4,500 per month, making Foley slightly more affordable.

Live Oak Village

This 200-acre community offers a combination of residence, health supervision, and personal care to older adults. Dedicated staff provides discreet support to residents who require help with bathing, grooming, hygiene, mobility, and other daily routines.

Floor plans in Live Oak Village include studio, one-bedroom, and two-bedroom units, all with a private bathroom. Bathrooms and bedrooms are equipped with emergency pull cords, allowing seniors to call on the 24-hour staff for assistance whenever needed.

Country Place Senior Living of Foley

Country Place Senior Living of Foley, located on a wooded campus just down the street from downtown, provides a peaceful environment for older adults. It offers three levels of care, all including three daily meals, linen and personal laundry services, and weekly housekeeping.

Residents can stay active in the fitness room, have relaxing strolls on the paved walking track, spend time reading a good book from the library, or simply unwind and mingle with other residents at the courtyard.

Assisted living suites have kitchenettes, private bathrooms, and separate living spaces with in-unit safety features, including grab rails, emergency call buttons, and wearable pendants. Higher levels of care include more personal assistance and medical support, such as oxygen management and incontinence care.

Taxes in Alabama
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Taxes in Alabama

Alabama is tax-friendly toward retirees. The state fully exempts Social Security retirement benefits from income taxes. Retirees who own a home benefit from some of the lowest property tax rates in the country.

Residents are not required to pay tax on income from the federal government, designated Alabama state and local government, and military retirement plans. Payments from traditional pension plans and Railroad Retirement plans are also tax-exempt.

Foley, Alabama Retirement Guide

Frequently Asked Questions

Yes, Foley is an excellent place to retire. The pleasant weather, convenient access to amenities, reputable retirement communities, and tax exemptions are the main reasons older adults choose to live their golden years in this beautiful coastal town.

Yes, definitely! Aside from tax credits and exemptions, Alabama offers retirees a low cost of living. The average 2022 expenditures per resident were $6,535 on housing and utilities, $5,904 on healthcare, and $3,186 on food and beverage.

The daily cost of independent living in Alabama ranges between $17 and $106 per day. The median cost per month is $1,591, with costs ranging from around $495 to $3,168. The average yearly cost is $19,100, which is lower than the national average of $23,100.

In Foley, the costs for independent living typically range between $1,636 and $2,225 per month. The median cost is $1,898 per month or around $22,770 yearly.